Our Coverage

Insurance Built for Concrete Lifters

Whether you use spray foam injection or mud jacking, we have specialized coverage that actually fits your work. No gaps. No guesswork.

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Spray Foam Lifting Insurance

Polyurethane Foam Injection Coverage

Starting at $3,200/year

Typical cost for small contractors

Comprehensive coverage designed specifically for contractors who use polyurethane foam injection to lift and level concrete slabs. Our spray foam lifting insurance addresses the unique risks of this method, including pollution liability for foam materials.

Who This Is For

Contractors using spray foam/foam jacking to raise concrete slabs in commercial and residential applications.

Pollution liability coverage (ISO GL 99 17)
Equipment breakdown for pumps and hoses
Completed operations coverage
Tools and equipment protection
Chemical liability coverage
Subcontractor coverage options
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Mud Jacking Insurance

Slurry & Concrete Leveling Coverage

Starting at $2,800/year

Typical cost for small contractors

Specialized protection for traditional mud jacking contractors. Coverage addresses the specific risks of slurry-based concrete leveling, including property damage from blowouts and equipment protection for mud pumps and delivery systems.

Who This Is For

Contractors using cementitious slurry (mud) to lift settled concrete slabs.

General liability with property damage
Equipment breakdown coverage
Blowout/overspray liability
Legal defense cost coverage
Medical payments coverage
Completed operations
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General Liability Insurance

Core Business Protection

Starting at $1,500/year

Typical cost for small contractors

Essential protection for your concrete lifting business against third-party property damage and bodily injury claims. Our general liability coverage is specifically endorsed for concrete lifting operations, not a generic commercial policy.

Who This Is For

Any concrete lifting contractor, whether spray foam or mud jacking.

$1M-$5M coverage limits available
Per-occurrence and aggregate limits
Property damage coverage
Bodily injury coverage
Legal defense cost inclusion
Medical payments coverage
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Workers Compensation

Employee Injury & Illness Coverage

Starting at $4,500/year

Typical cost for small contractors

Protect your crew and your business with workers compensation coverage designed for concrete lifting work. Covers medical expenses, lost wages, and rehabilitation for employees injured on the job, including repetitive stress injuries common in our industry.

Who This Is For

Concrete lifting contractors with employees (required in most states).

All 50 states coverage
Medical expense benefits
Disability income benefits
Rehabilitation expense coverage
Death benefits coverage
OSHA compliance support
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Commercial Auto Insurance

Fleet & Contractor Vehicle Coverage

Starting at $2,200/year

Typical cost for small contractors

Coverage for your trucks, vans, and trailers used in concrete lifting operations. Includes hired and non-owned auto coverage for when you rent vehicles or use personal trucks for business. Hauling heavy equipment is specifically covered.

Who This Is For

Contractors with company vehicles or who use personal vehicles for business.

Liability coverage for fleet vehicles
Physical damage coverage
Hired and non-owned auto
Trailer interchange coverage
Uninsured motorist coverage
Mobile equipment haulage
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Equipment Breakdown Insurance

Pump & Tool Protection

Starting at $800/year

Typical cost for small contractors

Protection for your concrete lifting equipment including spray foam pumps, mud jacking rigs, hydraulic jacks, and hand tools. Coverage includes sudden and accidental breakdown, mechanical failure, and power surge damage.

Who This Is For

Any contractor with equipment investments over $10,000.

Pump and rig breakdown coverage
Hydraulic system coverage
Electrical motor coverage
Tool coverage (portable)
Expedited repair expense
Debris removal coverage
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Frequently Asked Questions

Why can't I just use a generic commercial insurance policy?

Generic commercial policies are written for standard businesses. Concrete lifting—spray foam or mud jacking—has unique risks like pollution liability (for foam materials), specialized equipment breakdown, and completed operations exposures that standard policies often exclude or limit. We endorse our policies specifically for concrete lifting operations.

How much does concrete lifting insurance cost?

Costs vary based on your annual revenue, claims history, coverage limits, and the methods you use. Spray foam lifting insurance typically starts around $3,200/year for a small contractor. We offer payment plans and discounts for bundling multiple coverage types.

Do I need pollution liability for spray foam lifting?

Yes—if you use polyurethane foam, most clients and general contractors will require pollution liability coverage. Standard general liability policies typically exclude pollution claims. Our spray foam lifting policy includes ISO GL 99 17 pollution liability endorsements.

How fast can I get a quote?

Most quotes are available within 15 minutes for straightforward applications. Complex risks or high-limit coverage requests may take 24-48 hours. We can bind coverage same-day in many cases.

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Our insurance specialists understand concrete lifting. Get coverage that actually fits.