Coverage Types

Coverage Built for Lifting Contractors

Every coverage type below is endorsed specifically for spray foam lifting and mud jacking operations—not generic contractor policies with hidden exclusions.

General Liability

Protect your business from third-party bodily injury and property damage claims arising from your concrete lifting operations.

  • Third-party bodily injury and property damage coverage
  • Pollution liability endorsement for polyurethane foam operations
  • Completed operations coverage up to 5 years
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Workers Compensation

Cover your crew for on-the-job injuries with workers comp designed for the physical demands of concrete lifting and leveling work.

  • Correct NCCI classification codes for concrete lifting work
  • All-states coverage for contractors working across state lines
  • Owner-operator exclusion available where applicable
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Commercial Auto

Protect your fleet and mobile equipment—trucks, trailers, and concrete lifting rigs—with commercial auto coverage built for contractor operations.

  • Liability coverage for company vehicles on public roads
  • Physical damage coverage for trucks and trailers
  • Hired and non-owned auto coverage for employee vehicle use
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Pollution Liability

Polyurethane foam is classified as a pollutant under most standard GL policies. Pollution liability fills the gap that leaves foam contractors exposed.

  • Covers polyurethane foam as a covered pollutant
  • Third-party bodily injury from chemical exposure
  • Third-party property damage from foam migration
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Equipment Breakdown

When your spray foam proportioner or mud jacking rig breaks down, equipment breakdown coverage pays for repairs and business income lost while you're down.

  • Coverage for mechanical and electrical breakdown of equipment
  • Spray foam proportioners and reactors scheduled by serial number
  • Replacement cost coverage available (vs. actual cash value)
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Not sure which coverages you need?

Our concrete lifting specialists will review your operation and recommend exactly the coverage you need—nothing more, nothing less.

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